{"id":5738,"date":"2022-08-31T13:59:01","date_gmt":"2022-08-31T13:59:01","guid":{"rendered":"https:\/\/select-benefits-integration-cmat.com\/?page_id=5738"},"modified":"2025-10-02T15:59:23","modified_gmt":"2025-10-02T15:59:23","slug":"regime-enregistre-depargne-retraite-collectif","status":"publish","type":"page","link":"https:\/\/select-benefits-integration-cmat.com\/fr\/regime-enregistre-depargne-retraite-collectif\/","title":{"rendered":"R\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER) collectif"},"content":{"rendered":"<p>[vc_row css=\u00a0\u00bb.vc_custom_1657223773748{padding-bottom: 20px !important;}\u00a0\u00bb el_class=\u00a0\u00bbwhats-new-section1 hidden-icon-list-wrapper\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_class=\u00a0\u00bbwhats-new-section1-text\u00a0\u00bb][vc_column_text]CAE vous offre la possibilit\u00e9 d\u2019investir dans un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER) collectif qui est administr\u00e9 par Desjardins.<\/p>\n<p>Vous cotisez au REER collectif par retenues salariales avant imp\u00f4ts, ce qui vous donne l\u2019avantage de r\u00e9duire votre revenu imposable (vous payez moins d\u2019imp\u00f4ts!).<\/p>\n<p>Un autre avantage du REER collectif de CAE, c\u2019est que les frais de gestion sont moindres, car un groupe d\u2019employ\u00e9s a un pouvoir d\u2019achat plus grand qu\u2019une seule personne.<\/p>\n<div class=\"CAE-EEE-checklist vntd-icon-list icon-list-simple icon-list-basic icon-list-color-accent\">\n<ul class=\"icon-list\">\n<li><i class=\"fas fa-check color-accent\"><\/i>La participation au r\u00e9gime est facultative, et vous pouvez y adh\u00e9rer d\u00e8s votre date d\u2019embauche.<\/li>\n<li><i class=\"fas fa-check color-accent\"><\/i>Vous pouvez adh\u00e9rer au r\u00e9gime en tout temps sur le <a style=\"color: #000; text-decoration: underline;\" href=\"http:\/\/dfs.ca\/participant\" target=\"_blank\" rel=\"noopener\"><strong>site Web de Desjardins<\/strong><\/a> :\n<ul>\n<li><i class=\"far fa-circle color-accent cae-circle\"><\/i>Acc\u00e9dez au site web de Desjardins par notre acc\u00e8s unique <a style=\"color: #000; text-decoration: underline;\" href=\"https:\/\/cae.seb-admin.com\/\" target=\"_blank\" rel=\"noopener\"><strong>sur CAE MesAvantages<\/strong><\/a> sous la tuile REER collectif et CELI collectif puis cliquez sur site web du fournisseur.<\/li>\n<li><i class=\"far fa-circle color-accent cae-circle\"><\/i>Il vous faudra votre num\u00e9ro de groupe et votre num\u00e9ro d\u2019employ\u00e9 de Desjardins (votre num\u00e9ro d\u2019employ\u00e9 de CAE + les trois derniers chiffres de votre num\u00e9ro d\u2019assurance sociale). Pour conna\u00eetre votre num\u00e9ro de groupe, consultez la section sur le REER collectif <a style=\"color: #000; text-decoration: underline;\" href=\"https:\/\/cae.seb-admin.com\/\" target=\"_blank\" rel=\"noopener\"><strong>sur CAE MesAvantages<\/strong><\/a>\u00a0pour plus d&rsquo;information.<\/li>\n<\/ul>\n<\/li>\n<li><i class=\"fas fa-check color-accent\"><\/i>Pendant votre adh\u00e9sion en ligne, vous aurez le choix parmi plusieurs options de placements.<\/li>\n<li><i class=\"fas fa-check color-accent\"><\/i>Si vous avez des dollars CAEselect inutilis\u00e9s, vous pouvez choisir de les d\u00e9poser dans votre REER collectif, pourvu que vous ayez d\u00e9j\u00e0 proc\u00e9d\u00e9 \u00e0 votre adh\u00e9sion aupr\u00e8s de Desjardins.<\/li>\n<li><i class=\"fas fa-check color-accent\"><\/i>L&#8217;employeur ne cotise pas \u00e0 ce r\u00e9gime.<\/li>\n<\/ul>\n<\/div>\n<p>[\/vc_column_text]<div class=\"vntd-icon-list icon-list-simple icon-list-basic icon-list-color-accent\"><ul class=\"icon-list\"><li><i class=\"far fa-circle color-accent\"><\/i><\/li><\/ul><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime; el_class=\u00a0\u00bbCAE-BP-programs GRPP-img\u00a0\u00bb][vc_single_image image=\u00a0\u00bb5430&Prime; alignment=\u00a0\u00bbcenter\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1724706143989{padding-right: 30px !important;padding-left: 30px !important;}\u00a0\u00bb]<\/p>\n<div class=\"CAE-important-notice\">\n<p><span style=\"font-size: 1.12em; font-weight: bold;\"><strong>Le saviez-vous?<\/strong><\/span><\/p>\n<p>Le REER collectif de CAE vous offre la possibilit\u00e9 d\u2019\u00e9pargner davantage pour la retraite et de r\u00e9duire votre revenu imposable! <strong><a href=\"https:\/\/select-benefits-integration-cmat.com\/wp-content\/uploads\/2024\/08\/RRSP-PlanSummary-F_New-Hire-Websites.pdf\" target=\"_blank\" rel=\"noopener\">Voyez les d\u00e9tails.<\/a><\/strong><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css=\u00a0\u00bb.vc_custom_1657223773748{padding-bottom: 20px !important;}\u00a0\u00bb el_class=\u00a0\u00bbwhats-new-section1 hidden-icon-list-wrapper\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_class=\u00a0\u00bbwhats-new-section1-text\u00a0\u00bb][vc_column_text]CAE vous offre la possibilit\u00e9 d\u2019investir dans un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER) collectif qui est administr\u00e9 par Desjardins. Vous cotisez au REER collectif par retenues salariales avant imp\u00f4ts, ce qui vous donne l\u2019avantage de r\u00e9duire votre revenu imposable (vous payez moins d\u2019imp\u00f4ts!). Un [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-5738","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"CAE vous offre la possibilit\u00e9 d\u2019investir dans un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER) collectif qui est administr\u00e9 par Desjardins. Vous cotisez au REER collectif par retenues salariales avant imp\u00f4ts, ce qui vous donne l\u2019avantage de r\u00e9duire votre revenu imposable (vous payez moins d\u2019imp\u00f4ts!). 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